ePortfolios
Portfolios that work for you,
not the other way around
Start investing
with EUR / USD 500
No Hidden Fees
All-in annual costs from 0.75%.
Professionally Managed
Intelligently diversified in low-cost ETFs and index funds.
Simple and Flexible
Automatic rebalancing and investment of new funds.
What’s an ePortfolio?
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Swissquote ePortfolios are designed to put your investments on track for the long-term. Choose a risk profile and a currency (EUR and USD), fund your account with minimum EUR/USD 500 then top it up at your convenience.
Your portfolio will be professionally managed to ensure diversification and regularly rebalanced to keep you invested in assets that match with the risk profile you have selected. And with online access to your account valuation, you will always know exactly where you stand.
Investing can help you grow your money
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See how an initial investment of EUR 50'000 with monthly top ups of EUR 500 has performed, net of all fees, since October 2015.
Performance as at 01/09/2021 - Class D2 EUR
Four investment profiles
to match your objectives
Income
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An investment strategy to provide a consistent level of income from a managed portfolio of assets. The fund will primarily invest in fixed income and equity securities that offer a regular income stream, which will be reinvested into the portfolio.
The investment strategies that will be followed characterise this Portfolio as low risk.
Balanced
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Balanced growth portfolios seek to reduce the volatility traditionally associated with investments in equity markets through broad asset class and manager diversification.
The investment strategies that will be followed characterise this Portfolio as medium risk.
Product details:
EUR Factsheet
USD Factsheet
Want to put your investments on auto-pilot?
Apply for an account now.
All the services you need,
with low and transparent pricing.
Costs and conditions
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*Taxes and/or fees perceived by intermediaries are reserved. (Valid from 27.02.2014)
Other fees
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• These prices include neither Swiss federal stamp duty, nor any possible foreign stamp duty, nor stock exchange taxes.
• The tariffs, commissions, and other fees mentioned do not include possible Swiss or foreign taxes or duties (e.g. VAT, Swiss federal stamp duty, foreign stamp duty) or possible third-party fees (e.g. broker's fees).
• All tariffs, commissions, and other fees may be changed at any time. Please refer to this page before carrying out any transaction or requesting any service.
FAQs
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| Minimum investment amount | EUR/USD 500 |
| Minimum cash transfer | No minimum amount |
| Minimum top-up amount | Once your cash balance reaches EUR/USD/GBP 500, it will be invested in your ePortfolio |
ePortfolios are available in EUR and USD.
Your initial cash transfer will be automatically invested in the investment you selected in your account application. Available cash is invested once per month, on or around the fifth Bank Working Day.
You can top up your ePortfolio by transferring money to your account, either as a one-off payment made at your convenience, or by setting up regular payments by standing order. Once there is 500 EUR/USD or more in your account, your available cash balance will be invested in your ePortfolio on or around the fifth bank working day of the month. The last funding date to ensure your cash is invested at the start of the month is the last working day of the preceding month. Your account details can be found under Payments & Transfers.
Yes, you can transfer money in any of the 22 currencies available. Your cash will then be converted into the currency of your chosen portfolio, prior to the investment date for the month. Standard FX rates will apply.
You can switch to a lower or higher risk profile online, or change your strategy currency, at no cost.
The switch is operated in two steps. First, you will need to stop your current strategy, using the Stop button in your ePortfolio. Once your strategy has been closed, you can change your investment profile. Go to Settings and select your new profile or currency. To activate your new strategy, please press the button Reactivate. Your available cash will then be invested in your new strategy on or around the fifth bank working day of the month.
You can access the pricing details and how the fees are calculated on the pricing page for ePortfolios.
There is no minimum holding period for ePortfolios. You can sell part or all of your portfolio at any time but access to your funds is subject to trade settlement.
To redeem funds please log into your account and request a withdrawal for the required amount under Payments & Transfers > Funds Withdrawal. The redemption will be processed on or around the fifth Bank Working Day of the following month and the funds transferred on settlement.
If your request is urgent, please do not hesitate to contact us directly.
You can hold multiple Smart Portfolios serving different investment horizons, purposes or currency exposure. To create an additional Smart Portfolio, please open a new account by completing our online form here.
You can review the performance of your strategy on the ePortfolio platform. The performance is expressed both in terms of absolute performance (actual performance of your investment, in amount) and Time Weighted Rate of Return (historical performance of your portfolio, in percentage). Click on the indicator of your choice to reflect the performance in the chart.