ACCOUNT FEES
Account Fees
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The account management fees are taken as a percentage of your assets (excluding cash or cryptocurrencies), with minimum and maximum caps. They are charged periodically on a quarterly basis. Positive and negative interests apply to cash assets.
| CHF | EUR | USD |
|---|---|---|---|
Interest ordinary account | 0.000% | 0.000% | 0.000% |
Negative Interest for cash assets over 500'000 | 0.75% | 0.50% | 0.00% |
Swissquote reserves the right to pass on the negative interest rates imposed by the ECB and the SNB to any client in the event of non‑compliance or circumvention of this measure.
Debit Interest Rates
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Overview reference interest rates for negative cash assets. Please find below the monthly fixed reference rates as well as the monthly updated and applied interest rates for Swissquote current accounts.
* In case of negative Libor interest rates, a calculation basis of 0% is used.
Custody Fees
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Fees related to security and precious metal account deposits and deliveries.
| Securities |
|---|---|
| Custody fees for private clients | 0.15% per annum (take quarterly in arrears), min. 15 USD per quarter |
| Custody fees for companies | 0.15% per annum (take quarterly in arrears), min. 15 USD per quarter |
| Deliveries in (Electronic transfer) | Free of charge |
| Deliveries out (Electronic transfer) | 50 CHF per pos. |
| Physical Deliveries* | 200 CHF per pos. |
| Registration in the share register (Nominal shares) or one time certificate of participation (Bearer shares) | Free of charge |
| Corportate Actions** | Free of charge |
| Change of stock exchange* | 50 CHF per pos. |
Custody fees are not charged on cash balances but are levied on all securities and assets held within your account
*Taxes and/or fees perceived by intermediaries are reserved. For shares issued in a currency different than CHF, EUR or USD, the highest of the mentioned amounts will be charged.
**Changes of structures, partial redemption of capital, splits, expiration and exercice of warrants, exercice of subscription rights etc.
***Except otherwise stated in a specific message to your attention
Payment Fees
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Summary of the fees for outgoing payments by currency and special payment types. Ingoing wire transfers are free of charge.
Outgoing Payments
Incoming Payments
1The client pays the charges of Swissquote Bank Ltd. Third-party charges are deducted from the transfer amount.
2All charges (Swissquote Bank Ltd fee + third-party charges) are deducted from the transfer amount.
3The client pays all charges (Swissquote Bank Ltd fee + third-party charges).
4Extended hours for same-day execution. 12 a.m. - 3 p.m. GBP/EUR; 12 a.m. - 4 p.m. CHF/CAD/USD.
5Fees taken by the remitting bank and any intermediaries may apply from case to case.
6External costs, the percentage depends on your country of residence.
Account funding
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Summary of the fees for account funding by channel.
| Funding | Withdrawal | Processing Time | ||
|---|---|---|---|---|
| Swissquote | 3rd party providers | |||
 | Free | - | Based on currency | Up to 1 working day |
 | Free | 2.2% in CHF, EUR and GBP 2.5% in USD | N/A | Instant (max. 2h)** |
 | Free | 2.2% in CHF, EUR and GBP | N/A | Instant (max. 2h)** |
* Swissquote never charges any fees on deposits, but credit card transfers are subject to fees from your card issuer
** Monday to Friday, 8:00 – 22:00 CET
Credit Card
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Overview of our multi-currency credit- and prepaid card offering and fees. You can order them directly in your eBanking portal.
Real Time Data Feeds
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You can subscribe to a variety of real time data feeds and make your trading decisions based on the most up-to-date information.
Real Time Data Feeds | Fees |
|---|---|
Eurex | CHF 27 / quarter |
Chicago Mercantile Exchange (CME) | USD 45 / month |
Chicago Board of Trade (CBOT) | USD 25 / month |
Chicago Board of Trade (CBOT) | USD 90 / month |
New York Commodities Exchange (COMEX) | USD 25 / month |
New York Mercantile exchange (NYMEX) | USD 35 / month |
International Securities Exchange (ISE) | USD 3 / month |
STOXX Indices | EUR 5 / month |