ACCOUNT FEES
Interest rates on cash deposits
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CASH DEPOSIT | CHF | EUR | GBP | USD | AED |
|---|---|---|---|---|---|
< 200K | 0.10% | 0.10% | 0.10% | 0.20% | 0.20% |
200K – 500K | 0.25% | 0.20% | 0.20% | 0.30% | 0.30% |
> 500K | 0.50% | 0.30% | 0.30% | 0.40% | 0.40% |
If you qualify for a higher interest rate, that rate will apply to the full amount of the deposit. For example, with a deposit of 200k, you will earn 0.25% on the entire sum.
Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.
Debit Interest Rates
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Overview reference interest rates for negative cash assets. Please find below the monthly fixed reference rates as well as the monthly updated and applied interest rates for Swissquote current accounts.
* In case of negative Libor interest rates, a calculation basis of 0% is used.
Precious metal accounts
XAU (quality 995, non-deliverable) | 0.2% |
|---|---|
XAG (non-deliverable) | 0.25% |
Custody Fees
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Fees related to security and precious metal account deposits and deliveries.
| Securities |
|---|---|
| Custody fees for private clients | 0.15% per annum (collected quarterly in arrears), min. 15 USD per quarter |
| Custody fees for companies | 0.15% per annum (collected quarterly in arrears), min. 15 USD per quarter |
| Deliveries in (Electronic transfer) | Free of charge |
| Deliveries out (Electronic transfer) | 50 CHF per pos. |
| Physical Deliveries* | 200 CHF per pos. |
| Registration in the share register (Nominal shares) or one time certificate of participation (Bearer shares) | Free of charge |
| Corporate Actions** | Free of charge |
| Change of stock exchange* | 50 CHF per pos. |
Custody fees are not charged on cash balances but are levied on all securities and assets held within your account
*Taxes and/or fees perceived by intermediaries are reserved. For shares issued in a currency different than CHF, EUR or USD, the highest of the mentioned amounts will be charged.
**Changes of structures, partial redemption of capital, splits, expiration and exercice of warrants, exercice of subscription rights etc.
Payment Fees
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Summary of the fees for outgoing payments by currency and special payment types. Ingoing wire transfers are free of charge.
Outgoing Payments
Currencies | Shared charges1 | Charges borne by the beneficiary2 | Charges borne by the remitter3 |
|---|---|---|---|
| CHF | 2 CHF | 2 CHF | 25 CHF |
| EUR | 10 EUR | 10 EUR | 25 EUR |
| USD | 10 USD | 10 USD | 25 USD |
| AED | 55 AED | 55 AED | 110 AED |
| AUD | 20 AUD | 20 AUD | 40 AUD |
| CAD | 20 CAD | 20 CAD | 40 CAD |
| CZK | 375 CZK | 375 CZK | 750 CZK |
| DKK | 100 DKK | 100 DKK | 200 DKK |
| GBP | 10 GBP | 10 GBP | 20 GBP |
| HKD | 120 HKD | 120 HKD | 240 HKD |
| HUF | 4'300 HUF | 4'300 HUF | 8'600 HUF |
| ILS | 60 ILS | 60 ILS | 120 ILS |
| JPY | 1'500 JPY | 1'500 JPY | 3'000 JPY |
| MXN | 295 MXN | 295 MXN | 590 MXN |
| NOK | 125 NOK | 125 NOK | 250 NOK |
| NZD | 20 NZD | 20 NZD | 40 NZD |
| PLN | 60 PLN | 60 PLN | 120 PLN |
| SAR | 60 SAR | 60 SAR | 120 SAR |
| SEK | 125 SEK | 125 SEK | 250 SEK |
| SGD | 20 SGD | 20 SGD | 40 SGD |
| THB | 550 THB | 550 THB | 1'100 THB |
| TRY | 45 TRY | 45 TRY | 90 TRY |
| ZAR | 235 ZAR | 235 ZAR | 470 ZAR |
Online payments – all currencies (+CHF/EUR outside Switzerland and Liechtenstein)
Additional fees
Manual order (letter, fax, email) | 15 CHF |
|---|---|
Express online payments4 | 5 CHF |
Incoming Payments
1The client pays the charges of Swissquote Bank Ltd. Third-party charges are deducted from the transfer amount.
2All charges (Swissquote Bank Ltd fee + third-party charges) are deducted from the transfer amount.
3The client pays all charges (Swissquote Bank Ltd fee + third-party charges).
4Extended hours for same-day execution. 12 a.m. - 3 p.m. GBP/EUR; 12 a.m. - 4 p.m. CHF/CAD/USD.
5Fees taken by the remitting bank and any intermediaries may apply from case to case.
6External costs, the percentage depends on your country of residence.
Account funding
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Summary of the fees for account funding by channel.
| Funding | Withdrawal | Processing Time | ||
|---|---|---|---|---|
| Swissquote | 3rd party providers | |||
 | Free | - | Based on currency | Up to 1 working day |
 | Free | 2.2% in CHF, EUR and GBP 2.5% in USD | N/A | Instant (max. 2h)** |
 | Free | 2.2% in CHF, EUR and GBP | N/A | Instant (max. 2h)** |
* Swissquote never charges any fees on deposits, but credit card transfers are subject to fees from your card issuer
** Monday to Friday, 8:00 – 22:00 CET
Credit Card
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Overview of our multi-currency credit- and prepaid card offering and fees. You can order them directly in your eBanking portal.
Real Time Data Feeds
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You can subscribe to a variety of real time data feeds and make your trading decisions based on the most up-to-date information.
Real Time Data Feeds | Fees |
|---|---|
Eurex | CHF 27 / quarter |
EU Indices | EUR 5 / month |
Real Time Data Feeds | Fees |
|---|---|
International Securities Exchange (ISE) | USD 3 / month |
Chicago Mercantile Exchange (CME) | USD 50 / month |
Chicago Board of Trade (CBOT) | USD 50 / month |
New York Commodities Exchange (COMEX) | USD 50 / month |
New York Mercantile Exchange (NYMEX) | USD 50 / month |
Real Time Data Feeds Package | Fees |
|---|---|
CME Markets Package (CME + CBOT + COMEX + NYMEX) | USD 150 / month |